Personal Loans
Support for household needs, education, health and personal projects.
Designed for: Salaried workers, professionals and individuals with verifiable income.
Loan centre
Find the right facility and understand it before you apply
Compare loan categories, estimate what a repayment would look like, and check indicatively whether your profile fits — all without any obligation.
Step 1
Choose a loan category
Business Loans
Working capital and expansion finance for established businesses.
Designed for: Traders, shop owners and service providers with operating records.
SME Loans
Larger structured facilities for small and medium enterprises.
Designed for: Registered enterprises with staff, stock and growth plans.
Agricultural Loans
Seasonal finance aligned to planting, input purchase and harvest cycles.
Designed for: Farmers, agro-processors and agricultural cooperatives.
Emergency Loans
Short-term facilities for urgent and unforeseen situations.
Designed for: Existing clients in good standing.
Salary-Based Loans
Facilities repaid from a regular, verifiable monthly salary.
Designed for: Employees of recognised institutions and organisations.
Asset Financing
Finance towards equipment, vehicles and productive assets.
Designed for: Businesses and individuals acquiring income-generating assets.
Administrator-editable placeholder: Loan amounts, interest parameters, fees, guarantees and repayment ranges will be configured by SEEDVEST PLC administrators. No official rates are published on this page yet.
Step 2
Estimate your repayment
4. Repayment frequency
Estimated outcome
- Requested amount
- 500 000 FCFA
- Estimated monthly instalment
- 45 840 FCFA
- Number of instalments
- 12
- Repayment period
- 12 months
- Estimated total repayable
- 550 080 FCFA
- Estimated cost of credit
- 50 080 FCFA
All calculations are estimates and do not constitute a loan approval or contractual offer. Final loan terms are subject to SEEDVEST PLC assessment and approval.
Illustrated with an indicative annual rate of 18% pending official SEEDVEST PLC parameters, which will be configurable from the administrator dashboard.
Discuss this with an officerStep 3
Loan eligibility pre-check
Six short questions give you an indication of whether your request is ready to discuss. Nothing here is an approval.
0 of 6 questions answered0%
What happens next
The loan process, step by step
- 1
Explore SEEDVEST Services
Browse our loan, savings and investment offerings.
- 2
Choose a Product
Identify the facility that fits your situation.
- 3
Use the Loan or Savings Tools
Estimate repayments and check indicative eligibility.
- 4
Register Your Interest
Send us your details through the secure form.
- 5
Speak With Our Team
An officer contacts you to discuss your needs.
- 6
Complete Assessment and Documentation
We review your file and required documents.
- 7
Begin Your Financial Journey
Your facility or account is activated and supported.
Responsible lending
We assess affordability before we lend. A facility that a client cannot comfortably repay helps nobody. Our officers will discuss your income, obligations and the purpose of the loan.
Important notice
All calculations are estimates and do not constitute a loan approval or contractual offer. Final loan terms are subject to SEEDVEST PLC assessment and approval.